Black and Buono Blog

... By Tony Buono

With the increase in home heating costs and gas prices which have coincided with the dramatic drop in temperatures, our fuel costs to heat our homes and run our cars has dramatically increased. Couple this with rising taxes for new schools, sin taxes, the increases in costs for high school sports and the falling value of the dollar, Massachusetts residents have a perfect storm for being unable to meet the demands of the necessary costs to run our lives. Because of this, many of us have turned to credit and credit cards. Increasing credit card interest and fluctuating interest payments on many home equity loans have made it a real challenge to buy groceries, never mind pay the bills that seem to keep growing.

Credit counseling or debt consolidation may be pertinent to your ability to stay in your home or stay out of bankruptcy. Black and Buono offers a wide range of debt counseling services for the individual and family, confronted with the daunting reality of insurmountable financial obligations. However, for many, bankruptcy may be necessary.

At Black and Buono, we work hard to assist individuals in avoiding filing for bankruptcy relief whenever circumstances permit. We do this through direct negotiations with creditors and assisting individuals with credit card debt. If you are contemplating bankruptcy, we can help you determine your eligibility. If you live in Framingham, Worcester, Natick, Shrewsbury, or another town in Massachusetts, we can help you. Our expertise in bankruptcy support and credit counseling and our knowledge of federal bankruptcy laws has helped many families and individuals throughout the Commonwealth of Massachusetts. Contact us today, as a local firm we are proud of the individual attention and confidentiality which we provide to our clients.