By Kiley Black
There is no doubt that in our community, many people are suffering from the problems of debt. Many homeowners are experiencing a cash crisis. With credit cards up to their limits and income not meeting the needs of home expenses, many are wondering how to survive the holidays. Credit counseling services may be what is needed to get a handle on your future. Believe it or not, a lawyer who specializes in debt management credit counseling may be able to help you. This is done through direct negotiations with creditors; assisting small businesses with commercial debt restructuring, and assisting individuals with credit card debt.
In today's economic climate, a growing number of us are suffering from negative ratings in our credit file such as delinquent payments, judgments, collections, foreclosures, and bankruptcies. Obviously this prevents us from obtaining new credit when we need it most. Black and Buono works hard to assist individuals and small businesses in avoiding filing for bankruptcy relief whenever circumstances permit. Our firm strives to assist the over-extended individual with compassion, professionalism and experience. Financial strain truly adds stress to your life and your marriage and family. Find assistance before too much of a toll is taken on your health, your life and your family.